07-17-2024, 02:48 AM
(07-17-2024, 01:34 AM)DaveR Wrote:(07-16-2024, 04:29 PM)Stargazer186k Wrote: There was a story earlier in the year that some newer cars track your driving behaviors which then get reported to insurance companies potentially raising your rates. You're right and those sneaky insurance companies will raise rates at every opportunity.
Ha ha ha.. so i got sukered into tracking my driving! State Farm offered me a discount like 15% or something if i put a tracking device on my vehicle.. and of course i could see the data it collected by downloading an App on my Phone. So needless to say this all showed up on the App, hard braking, light speeding over the limit, and some other things i cant remember. (This was over 2y ago).
Yeah there were times of hard braking bc you have such idiots on the road, no turn signals, lollygagging , camping out in the left lane,, etc.etc. Yes im a bit of an aggressive driver but also Safe, and I havent gotten a ticket in… well like 7-8 years, and thats not bad for someone thats on the road 4 days a week visiting Clients!
Anyway,, after 6m at my next Policy renewal the premium jumped up like over $200. I politely declined to renew and found another Carrier much cheaper than my original policy with SF.
Moral is if you’re a good driver.. just shop Ins carriers, dont get sukered into letting them track your driving! :angel:
Allstate offered me the same thing, but my agent said that the payback was minimal compared to my premium. I decline to be tracked on all occasions that I know about it and I refused to sell myself for a pittance. I've got a good agent. And you're right, it's hard to control you speed and breaking when you're in traffic. I was heading north on I-17 and was getting pushed along in traffic until I noticed I was going 90 and was slowing traffic down. I got in the slow lane and still everyone there was going well over the speed limit.

Don (ezdays)
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Board Administrator